Thaddeus Loh  ·  Singapore

Where financial intelligence
meets machine learning.

Engineer turned strategist. I build and shape AI systems that power the next generation of digital wealth advisory — bridging deep technical foundations with real-world capital markets.

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About

A technologist with a financial-world worldview.

I began as a software engineer, specialising in backend API architecture and data engineering for large-scale platforms. My early career took me deep into the infrastructure of finance — core banking, trade execution, compliance, and multi-asset-class wealth platforms.

Over time, my focus shifted upstream: from building systems to shaping strategy. Today, I work at the intersection of AI, machine learning, and digital advisory — designing intelligent capabilities that help institutions understand, serve, and grow their clients.

My conviction is simple: the best AI applications in finance are not about automation, but augmentation — giving relationship managers, advisors, and clients sharper insight, faster.

10+
Years in fintech & banking platforms
AI/ML
Strategy & digital advisory focus
SG
Based in Singapore · APAC markets
Expertise

What I do well.

AI Strategy in Wealth Management
Designing AI-powered advisory capabilities — from nudge engines and recommendation systems to agentic workflows — that translate into measurable client outcomes.
Machine Learning for Finance
Applying ML at scale to financial data — portfolio analytics, client segmentation, behavioural modelling, and predictive signals — with rigorous attention to model governance.
Data Platform Architecture
Engineering big data infrastructure that supports real-time analytics, O2O client journeys, and content personalisation at institutional scale.
Digital Advisory Products
Conceiving and shipping digital advisory tools — intelligent chatbots, relationship manager copilots, and personalised content platforms — that bridge technology and client trust.
Core Banking & Compliance Systems
Deep hands-on experience with the regulatory and operational backbone of financial services — trade execution, compliance platforms, and settlement infrastructure.
Strategic Roadmapping
Translating complex AI and data ambitions into actionable product roadmaps — aligning engineering, business stakeholders, and senior leadership around a coherent vision.
Experience

Career trajectory.

Present
AI & Data Strategy
Wealth Management · Singapore
Leading strategic data initiatives for digital advisory — AI nudge engines, content personalisation platforms, and agentic advisory capabilities for a major financial institution.
Prior
Senior Software Engineer — Data & Platform
Financial Services · Singapore
Built backend APIs and data engineering infrastructure for multi-asset trade execution and portfolio analytics at institutional scale.
Early career
Software Engineer — Core Banking
Banking Technology
Worked on compliance systems and core banking platforms, developing expertise in the operational fabric of large financial institutions.

* Employer details withheld for professional reasons. Full history available on LinkedIn.

Stack

Tools of the trade.

AI & Machine Learning
Python PyTorch TensorFlow scikit-learn LLM Fine-tuning RAG Architectures LangChain Agentic AI Hugging Face
Data Engineering
Apache Spark Kafka dbt Airflow Snowflake BigQuery Flink
Backend & APIs
Java Golang Node.js REST gRPC PostgreSQL Redis
Cloud & Infrastructure
AWS GCP Azure Kubernetes Docker Terraform
Contact

Let's build something important.

I'm open to conversations about AI strategy, advisory technology, or the intersection of machine intelligence and financial services.

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